Changing lives since 1972
Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit.
These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing.
Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing.
Environmental, Social and Governance
- Environmental - We believe in protecting our climate by reducing the amount of electricity and water we use; giving team members the ability to work from home, thereby reducing emissions; and by hosting team member events to raise environmental awareness.
Environmental Policy (PDF) - Governance - To maintain the high standard of accountability, integrity and transparency that is crucial to how we operate our business, and as part of its oversight responsibilities and discharge of fiduciary duties to shareholders, our Board of Directors has established governance policies, procedures and standards.
Governance Documents - Social - We’re a socially responsible company that does right by our customers, takes care of our team members, and supports organizations in our communities.
Social Policies (PDF)
The benefits of being a Credit Acceptance Team Member
Everyone who works here knows how proud we are of our record of career development, growth, and exposing Team Members to various business areas. As a growing company we continue to provide a variety of excellent opportunities for top performers.
1
Flexible work options -
We offer work from home, hybrid and on-site options in Michigan.
2
Competitive salary -
Market-based salary with bonus compensation, quarterly profit sharing, and annual merit bonuses.
3
Excellent benefits package -
Includes 401(K) match, adoption assistance, parental leave, tuition reimbursement and comprehensive medical/dental/vision, and much more.
4
Technology packages -
We provide all the necessary technology and equipment for you to succeed.
5
Generous PTO and holidays -
27.5 paid holidays, vacation, and sick days for the first full year of employment.
6
Extensive growth opportunities -
We promote internally and offer ongoing business training and career development opportunities.
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Auto finance programs
Credit Acceptance offers two (2) primary indirect subprime auto finance programs to dealers:
- the Portfolio
- Purchase Programs
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Consumer benefits
We report to the three national credit reporting agencies. Car buyers with bad credit, discharged bankruptcy or no credit have the opportunity to improve their lives by improving their credit score (with on-time payments). Improving credit enables them to move on to traditional car loans or other sources of financing - a benefit they would not have with most Buy Here Pay Here dealers.
- Car buyers with bad credit
- Make on-time payments with the potential to improve their credit score
- Move on to more traditional sources of financing
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